What is Stripe Instant Payout?

Instant Payouts allow you to transfer funds to an eligible debit card or bank account within minutes of a transaction for a fee of 1% of the payout amount for most countries (1.5% for United States, Australia and New Zealand). Each Instant Payout transaction has a minimum and maximum amount dependent on the currency. See the pricing here.

Funds paid out instantly to a bank account or debit card will typically appear in the associated bank account within 30 minutes.

Any funds not accessed through Instant Payouts continue to be paid out according to your default payout schedule at no additional cost.

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Am I eligible?

See the full list of countries where Instant Payouts is available.

New Stripe users aren’t immediately eligible for Instant Payouts.

Check your eligibility in your Dashboard.

How to request an Instant Payout within HQ?

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Instant Payout within HQ is available for customer who have used the “Signup with Stripe” button to connect the Stripe account with HQ.

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1- In Stripe dashboard, go to the External payout accounts and scheduling section and configure a debit card as payout method.

2- In HQ, login as an administrator and go to Settings > Payment Gateways > Stripe > Payouts. Use the Pay out button to configure the normal payout, or request an instant payout.

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FAQ

  1. I have pending balance but can’t pay out.

Freshly processed charges land in Stripe's pending balance and aren't payable for ~2 business days, so "Available to pay out" stays $0.00 and Pay out shows "No funds available".

  1. The Instant Payout option does not appear.